Generated by All in One SEO v5.0.0.1, this is an llms.txt file, used by LLMs to index the site.## Sitemaps - [XML Sitemap](https://www.bramwellbrown.co.nz/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Newsletter August 2026](https://www.bramwellbrown.co.nz/uncategorized/newsletter-august-2026.html) - In this month’s newsletter: Official Cash Rate What is the Official Cash Rate, and How Does it Work? Markets Current Bond Yields Bank Term Deposit Rates Click here to read the August 2026 newsletter. - [Newsletter April 2026](https://www.bramwellbrown.co.nz/newsletters/newsletter-april-2026.html) - In this month's newsletter: Markets Bank Term Deposit Rates Click here to read the April 2026 newsletter - [Newsletter March 2026](https://www.bramwellbrown.co.nz/newsletters/newsletter-march-2026.html) - In this month’s newsletter: Official Cash Rate Contact Energy Genesis Energy Investment Conference Bank Term Deposit Rates Click here to read the March 2026 newsletter - [Newsletter December 2025](https://www.bramwellbrown.co.nz/uncategorized/newsletter-december-2025.html) - In this month’s newsletter: Official Cash Rate New Zealand Retirement Expenditure Guidelines JB Were/Jarden Merger Kiwibank Capital Notes Click here to read the December 2025 newsletter - [Newsletter November 2025](https://www.bramwellbrown.co.nz/newsletters/newsletter-november-2025.html) - In this month’s newsletter: Markets Current Bond Yields Kiwi Bonds Bank Term Deposit Rates Click here to read the November 2025 newsletter - [Newsletter August 2025](https://www.bramwellbrown.co.nz/newsletters/newsletter-august-2025.html) - In this month’s newsletter: Contact Energy/Manawa Energy Depositor Compensation Scheme Current Bond Yields Bank Term Deposit Rates Click here to read the August 2025 newsletter - [Newsletter April 2025](https://www.bramwellbrown.co.nz/newsletters/newsletter-april-2025.html) - In this month's newsletter: Markets New Zealand Retirement Expenditure Guidelines Easter/ANZAC Bank Term Deposit Rates Portfolio Administration Click here to read the April 2025 newsletter - [Newsletter February 2025](https://www.bramwellbrown.co.nz/newsletters/newsletter-february-2025.html) - In this month's newsletter: Ryman Healthcare Markets Official Cash Rate Click here to read the February newsletter. - [Newsletter December 2024](https://www.bramwellbrown.co.nz/newsletters/newsletter-december-2024.html) - In this month's newsletter: Markets Christmas Office Hours Click here to read the December newsletter - [Newsletter October 2024](https://www.bramwellbrown.co.nz/newsletters/newsletter-october-2024.html) - In this month's newsletter: Synlait Milk Contact Energy/Manawa Energy Staff Update Auckland Airport Capital Raising Fletcher Building Capital Raising Current Bond Yields Bank Deposit Rates Scams Click here to read the October newsletter - [Newsletter July/August 2024](https://www.bramwellbrown.co.nz/newsletters/newsletter-july-august-2024.html) - In this month's newsletter: Official Cash Rate Arvida Snylait Milk Melbourne Click here to read the July/August Newsletter - [Newsletter July 2024](https://www.bramwellbrown.co.nz/newsletters/newsletter-september-2024.html) - In this month's newsletter: Infratil Capital Raising Kingfish Warrants Synlait Milk Markets Click here to read the July newsletter - [Newsletter June 2024](https://www.bramwellbrown.co.nz/newsletters/newsletter-june-2024.html) - In this month's newsletter: JBWere/Jarden Merger Official Cash Rate Synlait Milk Budget Infratil Bond Offer Portfolio Administration Click here to read the June 2024 newsletter - [Newsletter March 2024](https://www.bramwellbrown.co.nz/newsletters/newsletter-march-2024.html) - In this month's newsletter: Brokers' Picks Official Cash Rate Current Bond Yields Term Deposit Rates Scams Click here to read the March newsletter - [Newsletter December 2023](https://www.bramwellbrown.co.nz/newsletters/newsletter-december-2023.html) - In this month's newsletter: Markets JB Were/Jarden Merger Christmas Office Hours Click here to read the December newsletter - [Newsletter November 2023](https://www.bramwellbrown.co.nz/newsletters/newsletter-november-2023.html) - In this month's newsletter: Scams New Zealand Retirement Expenditure Guidelines Bank Term Deposit Rates Portfolio Administration Click here to read the November newsletter - [Newsletter October 2023](https://www.bramwellbrown.co.nz/newsletters/newsletter-october-2023.html) - In this month's newsletter: Retirement Planning Powers of Attorney Health & Safety Melbourne Portfolio Administration Click here to read the October newsletter - [Newsletter September 2023](https://www.bramwellbrown.co.nz/newsletters/newsletter-september-2023.html) - In this month's newsletter: Markets Current Bond Yields Term Deposit Rates Click here to read the September newsletter. - [Newsletter June 2023](https://www.bramwellbrown.co.nz/newsletters/newsletter-june-2023.html) - In this month’s newsletter: Interest Rates Budget KiwiSaver Fixed Interest Offers Click here to read the June 2023 newsletter. - [Newsletter March 2023](https://www.bramwellbrown.co.nz/newsletters/newsletter-march-2023.html) - In this month's newsletter: Interest Rates Silicon Valley Bank March 31st Reporting Fees Wedding Click here to read the March 2023 newsletter - [Newsletter February 2023](https://www.bramwellbrown.co.nz/newsletters/newsletter-february-2023.html) - In this month's newsletter: Brokers' Picks Bond Values Current Bond Yields Term Deposit Rates Portfolio Adminstration Click here to read the February newsletter - [Newsletter December 2022](https://www.bramwellbrown.co.nz/newsletters/newsletter-december-2022.html) - In this month's newsletter: Markets New Zealand Retirement Expenditure Guidelines Christmas Office Hours Portfolio Administration Click here to read the December newsletter - [Newsletter October 2022](https://www.bramwellbrown.co.nz/newsletters/newsletter-october-2022.html) - In this month's newsletter: Financial Advice Provider License Holiday Markets Portfolio Administration Click here to read the October newsletter. - [Newsletter September 2022](https://www.bramwellbrown.co.nz/newsletters/newsletter-september-2022.html) - In this month's newsletter: What is the Official Cash Rate and How Does it Work? Latest Official Cash Rate Announcement Markets Interest Rates Portfolio Administration Bond Yields Click here to read the September newsletter - [Newsletter July 2022](https://www.bramwellbrown.co.nz/newsletters/newsletter-july-2022.html) - In this month's newsletter: Markets Market Timing Dividend Yields Scams Click here to read the July newsletter. - [Newsletter June 2022](https://www.bramwellbrown.co.nz/newsletters/1600.html) - Newsletter June 2022 In this month's newsletter: Fixed Interest Offers Genesis Energy Bond Offer Infratil Bond Offer Market Timing Official Cash Rate Click here to read the June newsletter. - [Newsletter April 2022](https://www.bramwellbrown.co.nz/newsletters/newsletter-april-2022.html) - In this month's newsletter: Official Cash Rate Markets Goodman Property Trust Bond Offer Z Energy Takeover Rabobank Bank Term Deposit Rates Click here to read the April newsletter. - [Newsletter February 2022](https://www.bramwellbrown.co.nz/newsletters/1588.html) - In this month's newsletter: Brokers' Picks Sharemarket Volatility Click here to read the February newsletter. - [Newsletter Christmas 2021](https://www.bramwellbrown.co.nz/newsletters/newsletter-christmas-2021.html) - In this month's newsletter: 2021 Review Anti-Money Laundering & Countering Financing of Terrorism (AML/CFT) Act JB Were Account Updates Ebos ANZ Capital Notes Westpac Covid-19 Policy Health & Safety Christmas Office Hours Portfolio Administration Click here to read the Christmas newsletter - [Newsletter December 2021](https://www.bramwellbrown.co.nz/newsletters/newsletter-december-2021.html) - In this month's newsletter: Official Cash Rate New Zealand Retirement Expenditure Guidelines Inflation Portfolio Administration Click here to read the December newsletter. - [Newsletter October 2021](https://www.bramwellbrown.co.nz/newsletters/newsletter-october-2021.html) - In this month's newsletter: Barramundi Warrants Precinct Properties Capital Notes Scams Dividend Yields Holiday Bank Term Deposit Rates Portfolio Administration Click here to read the October newsletter. - [Newsletter September 2021](https://www.bramwellbrown.co.nz/newsletters/newsletter-september-2021.html) - In this month's newsletter: Newsletter Oceania Healthcare Bond Price versus Value Tilt Renewables Portfolio Administration Click here to read the September newsletter - [Newsletter July 2021](https://www.bramwellbrown.co.nz/newsletters/newsletter-july-2021.html) - In this month's newsletter: Interest Rates Official Cash Rate Bond Yields Kiwi Property Group Green Bond Bank Term Deposit Rates Holiday Click here to read the July newsletter - [Newsletter May 2021](https://www.bramwellbrown.co.nz/newsletters/newsletter-may-2021.html) - In this month's newsletter: Markets Fixed Interest Bank Deposit Guarantee Scheme Sky City Entertainment Bond Offer Bank Term Deposit Rates Portfolio Administration Bond Yields Click here to read the May newsletter.In this month's newsletter: Markets Fixed Interest Bank Deposit Guarantee Scheme Sky City Entertainment Bond Offer Bank Term Deposit Rates Portfolio Administration Bond Yields Click here to read the May newsletter. - [Newsletter April 2021](https://www.bramwellbrown.co.nz/newsletters/1546.html) - In this month's newsletter: MarketsWhere to From Here?A2 MilkRegulationDisclosure Statements Click here to read the April newsletter. - [Newsletter March 2021](https://www.bramwellbrown.co.nz/newsletters/newsletter-march-2021.html) - In this month’s newsletter: Contact Energy Kingfish Warrants Official Cash Rate Financial Adviser Regulation Portfolio Administration Click here to read the March newsletter. - [Newsletter February 2021](https://www.bramwellbrown.co.nz/newsletters/newsletter-february-2021.html) - In this month’s newsletter: Regulation Arvida Bond Offer Interest Rates Bond Yields Portfolio Administration Infratil Bond Offer Dividends Click here to read the February newsletter. - [Newsletter Christmas 2020](https://www.bramwellbrown.co.nz/newsletters/newsletter-christmas-2020.html) - In this month’s newsletter: 2020 Review Infratil Bond Christmas Office Hours Click here to read the Christmas newsletter. - [Newsletter December 2020](https://www.bramwellbrown.co.nz/newsletters/newsletter-december-2020.html) - In this month's newsletter: Markets Portfolio Administration Infratil Bond Offer Bond Yields Ryman Healthcare Bond Offer Dividends Click here to read the December newsletter. - [Newsletter October 2020](https://www.bramwellbrown.co.nz/newsletters/newsletter-october-2020.html) - In this month's newsletter: Income Oceania Healthcare Bond Offer Support Staff Holiday Bank Term Deposit Rates Click here to read the October newsletter. - [Newsletter September 2020](https://www.bramwellbrown.co.nz/newsletters/newsletter-september-2020.html) - In this month’s newsletter: Mercury Energy Green Bonds Bank Term Deposit Rates Portfolio Administration Markets Newsletters Official Cash Rate Bonus Bonds Dividends Click here to read the September newsletter. - [Newsletter August 2020](https://www.bramwellbrown.co.nz/newsletters/newsletter-august-2020.html) - In this month’s newsletter: Markets Wellington Airport Bond Offer Politics Portfolio Administration Fixed Interest Bank Term Deposit Rates Retirement Planning Newsletters Click here to read the August newsletter. - [Newsletter July 2020](https://www.bramwellbrown.co.nz/newsletters/newsletter-july-2020.html) - In this month’s newsletter: Markets Official Cash Rate Financial Adviser Regulation Portfolio Administration Click here to read the July newsletter. - [Newsletter June 2020](https://www.bramwellbrown.co.nz/newsletters/newsletter-june-2020.html) - In this month’s newsletter: Markets Market Timing ANZ Capital Notes (ANBHB) Working from Home Bank Term Deposit Rates Portfolio Administration Click here to read the June newsletter. - [Newsletter May 2020](https://www.bramwellbrown.co.nz/newsletters/newsletter-may-2020.html) - In this month's newsletter: Covid 19 Markets ANZ Capital Notes (ANBHB) Fixed Interest Newsletters Inflation Bank Term Deposit Rates Portfolio Administration Click here to read the May newsletter. - [Newsletter March 24th 2020](https://www.bramwellbrown.co.nz/newsletters/newsletter-march-24th-2020.html) - In this newsletter: Covid 19 Office Hours NZX Companies Official Cash Rate Newsletters Portfolio Administration Last Word Click here to read the newsletter. - [Newsletter March 2020](https://www.bramwellbrown.co.nz/newsletters/newsletter-march-2020.html) - In this month’s newsletter: Official Cash Rate Coronavirus Ross Asset Management Portfolio Administration Click here to read the March newsletter. - [Newsletter February 2020](https://www.bramwellbrown.co.nz/newsletters/newsletter-february-2020.html) - In this month’s newsletter: Infratil Bonds Germany Brokers' Picks Portfolio Administration Click here to read the February newsletter. - [Newsletter December 2019](https://www.bramwellbrown.co.nz/newsletters/newsletter-december-2019.html) - In this month's newsletter: Official Cash Rate Synlait Milk Subordinated Bond NZ Post Subordinated Notes Germany New Year Office Hours New Zealand Retirement Expenditure Guidelines Retirement Income Policy Click here to read the December newsletter. - [Newsletter November 2019](https://www.bramwellbrown.co.nz/newsletters/newsletter-november-2019.html) - In this month’s newsletter: Infratil Bonds NZ Post Notes Risk & Return Germany Portfolio Administration Click here to read the November newsletter. - [Newsletter October 2019](https://www.bramwellbrown.co.nz/newsletters/newsletter-october-2019.html) - In this month’s newsletter: Tower Renounceable Rights Kathmandu Entitlement Offer Goodman Property Trust Retail Unit Offer New Zealand Post Notes World Investor Week Bank Term Deposit Rates Official Cash Rate Click here to read the October newsletter. - [Newsletter September 2019](https://www.bramwellbrown.co.nz/newsletters/newsletter-september-2019.html) - In this month’s newsletter: Infratil Bonds Official Cash Rate Sharemarket Volatility Fletcher Building Share Buyback Scams Bank Term Deposit Rates Portfolio Administration Click here to read the September newsletter. - [Newsletter August 2019](https://www.bramwellbrown.co.nz/newsletters/newsletter-august-2019.html) - In this month’s newsletter: Interest Rates Secondary Market Bond Yields New Zealand Dividend Yields Napier Port Portfolio Administration Click here to read the August newsletter. - [Newsletter July 2019](https://www.bramwellbrown.co.nz/newsletters/newsletter-july-2019.html) - In this month’s newsletter: Official Cash Rate Napier Port Trustpower Bond Offer Portfolio Administration Click here to read the July newsletter. - [Newsletter June 2019](https://www.bramwellbrown.co.nz/newsletters/newsletter-june-2019.html) - In this month’s newsletter: Infratil to Buy Vodafone Exchange Traded Funds Rabobank Capital Securities Mercury Bonds Kiwi Capital Bonds Interest Rates Portfolio Administration Click here to read the June newsletter. - [Newsletter May 2019](https://www.bramwellbrown.co.nz/newsletters/newsletter-may-2019.html) - In this month’s newsletter: New Zealand Shares Portfolio Administration Click here to read the May newsletter. - [Newsletter April 2019](https://www.bramwellbrown.co.nz/newsletters/newsletter-april-2019.html) - In this month’s newsletter: Interest Rates Capital Gains Tax KiwiSaver Heartland Bank Portfolio Administration Click here to read the April newsletter. - [Newsletter March 2019](https://www.bramwellbrown.co.nz/newsletters/newsletter-march-2019.html) - In this month's newsletter: Restaurant Brands Official Cash Rate Bond Offers Precinct Properties Capital Gains Tax Click here to read the March newsletter. - [Newsletter February 2019](https://www.bramwellbrown.co.nz/newsletters/newsletter-february-2019.html) - In this month’s newsletter: Financial Institutions' Conduct & Culture Nelson Trustpower Bond Bank Term Deposit Rates Portfolio Administration Click here to read the February newsletter. - [Newsletter Christmas 2018](https://www.bramwellbrown.co.nz/newsletters/newsletter-christmas-2018.html) - In this month’s newsletter: Trustpower Bond ANZ Securities Sale Retirement Nest Eggs Christmas Office Hours Click here to read the Christmas newsletter. - [Newsletter December 2018](https://www.bramwellbrown.co.nz/newsletters/newsletter-december-2018.html) - In this month’s newsletter: Refining NZ Bond Offer Virtual AGM's Scams Portfolio Administration Secondary Market Bond Yields Click here to read the December newsletter - [Newsletter November 2018](https://www.bramwellbrown.co.nz/newsletters/newsletter-november-2018.html) - In this month's newsletter: Markets Click here to read the November newsletter. - [Newsletter October 2018](https://www.bramwellbrown.co.nz/newsletters/newsletter-october-2018.html) - In this month’s newsletter: Infratil Bond Offer Tilt Renewables Markets Melbourne Brokers' Stock Picks Official Cash Rate Portfolio Administration Click here to read the October newsletter. - [Newsletter September 2018](https://www.bramwellbrown.co.nz/newsletters/newsletter-september-2018.html) - In this month's newsletter: Money Week Free Financial Advice Bond Issues Turners Automotive Group Bank Term Deposit Rates Official Cash Rate Portfolio Administration Click here to read the September newsletter. - [Newsletter August 2018](https://www.bramwellbrown.co.nz/newsletters/newsletter-august-2018.html) - In this month’s newsletter: Compliance Fees The Secondary Bond Market Secondary Market Bond Yields Click here to read the August newsletter. - [Newsletter July 2018](https://www.bramwellbrown.co.nz/newsletters/newsletter-july-2018.html) - In this month's newsletter: New Staff Portfolio Administration Scams Secondary Market Bond Yields Click here to read the July newsletter. - [Newsletter June 2018](https://www.bramwellbrown.co.nz/newsletters/newsletter-june-2018.html) - In this month’s newsletter: Official Cash Rate NZX Capital Notes Portfolio Administration KiwiSaver Budget Australian Banking Royal Commission Click here to read the June newsletter. - [Newsletter March 2018](https://www.bramwellbrown.co.nz/newsletters/newsletter-march-2018.html) - In this month’s newsletter: Advanced Care Planning Portfolio Administration Sharemarket Correction Market Indicators Bank Term Deposit Rates Official Cash Rate Click here to read the March newsletter. - [Newsletter April 2018](https://www.bramwellbrown.co.nz/newsletters/newsletter-april-2018.html) - In this month’s newsletter: Markets Portfolio Administration Financial Services Legislation Amendment Bill ANZ Bank Bonds Investore Property Bond UDC Finance Secondary Market Bond Yields Click here to read the April newsletter. - [Newsletter May 2018](https://www.bramwellbrown.co.nz/newsletters/newsletter-may-2018.html) - In this month’s newsletter: Fletcher Building Rights Offer Australian Banking Royal Commission Bank Term Deposits Diversification Bank Term Deposit Rates Reset Securities Portfolio Administration Click here to read the May newsletter. - [Newsletter February 2017](https://www.bramwellbrown.co.nz/newsletters/newsletter-february-2017.html) - In this month's newsletter: Investment Scams New Premises Smartshares Portfolio Administration Click here to read the February newsletter. - [Newsletter Christmas 2017](https://www.bramwellbrown.co.nz/newsletters/newsletter-christmas-2017.html) - In this month’s newsletter: Investment Scams US Interest Rates Portfolio Reviews Portfolio Administration Christmas Office Hours Click here to read the Christmas newsletter - [Newsletter December 2017](https://www.bramwellbrown.co.nz/newsletters/newsletter-december-2017.html) - In this month’s newsletter: New Premises Tower Rights Investment Scams Heartland Bank Rights Bonds Portfolio Administration Click here to read the December newsletter - [Newsletter November 2017](https://www.bramwellbrown.co.nz/newsletters/newsletter-november-2017.html) - In this month’s newsletter: New Premises Infratil Bonds Election Portfolio Administration Share Markets Property for Industry Bond Offer Credit Agricole Bank Term Deposit Rates Fraud Click here to read the November newsletter. - [Newsletter October 2017](https://www.bramwellbrown.co.nz/newsletters/newsletter-october-2017.html) - In this month’s newsletter: Election Opus International Consultants Tower Arvida Rights New Premises Official Cash Rate Portfolio Administration World Investor Week 2017 Click here to read the October newsletter. - [Newsletter September 2017](https://www.bramwellbrown.co.nz/newsletters/newsletter-september-2017.html) - In this month's newsletter: Melbourne AML/CFT Amendment Act 2017 Rabobank Perpetual Securities (RBOHA) Heartland Bank Bond New Premises Precinct Properties Convertible Notes Portfolio Administration Click here to read the September newsletter. - [Newsletter August 2017](https://www.bramwellbrown.co.nz/newsletters/newsletter-august-2017.html) - In this month’s newsletter: Melbourne Markets Secondary Market Bond Yields Click here to read the August newsletter. - [Newsletter July 2017](https://www.bramwellbrown.co.nz/newsletters/newsletter-july-2017.html) - In this month's newsletter: Market Corrections Trust Law Reform Portfolio Administration Official Cash Rate Australian Bank Regulation Melbourne Click here to read the July newsletter. - [Newsletter June 2017](https://www.bramwellbrown.co.nz/newsletters/newsletter-june-2017.html) - In this month’s newsletter: Infratil Bond Offer Summerset Bond Offer Are You Prepared For a Market Correction? Click here to read the June newsletter. - [Newsletter May 2017](https://www.bramwellbrown.co.nz/newsletters/newsletter-may-2017.html) - In this month's newsletter: Zero Commission - Spark Offer Genesis Bond Offer Infratil Bond Offer Wise up About Retirement KiwiSaver Portfolio Administration Click here to read the May newsletter. - [Newsletter April 2017](https://www.bramwellbrown.co.nz/newsletters/newsletter-april-2017.html) - In this month's newsletter: Official Cash Rate Share Markets Spending the Kids' Inheritance NZ Superannuation Reset Securities Bank Term Deposit Rates Click here to read the April newsletter. - [Newsletter March 2017](https://www.bramwellbrown.co.nz/newsletters/newsletter-march-2017.html) - In this month's newsletter: Appointments Fees Fixed Interest Click here to read the March newsletter. - [Newsletter February 2017](https://www.bramwellbrown.co.nz/newsletters/newsletter-february-2017-2.html) - In this month's newsletter: Donald Trump Secondary Market Bond Yields Wellington Airport Bond Reset Securities Bank Term Deposit Rates Click here to read the February newsletter. - [Newsletter Christmas 2016](https://www.bramwellbrown.co.nz/newsletters/newsletter-christmas-2016.html) - In this month’s newsletter: 2016 Review Wellington Airport Bond Offer Bank Term Deposit Rates Portfolio Administration Office Hours Click here to read the Christmas newsletter. - [Newsletter December 2016 ](https://www.bramwellbrown.co.nz/newsletters/newsletter-december-2016.html) - In this month’s newsletter: Scams Portfolio Administration US Election Market Timing NZSX50 Index Click here to read the December newsletter. - [Newsletter November 2016](https://www.bramwellbrown.co.nz/newsletters/newsletter-november-2016.html) - In this month's newsletter: ASB Capital Notes Repairs & Maintenance Share Values Portfolio Administration Click here to read the November newsletter. - [Newsletter October 2016](https://www.bramwellbrown.co.nz/newsletters/newsletter-october-2016.html) - In this month's newsletter: Bank Regulation and Bail-Ins Trustpower Bond Offer Z Energy Bond Offer Money Week KiwiSaver Performance Portfolio Administration Click here to read the October newsletter. - [Newsletter September 2016](https://www.bramwellbrown.co.nz/uncategorized/newsletter-september-2016.html) - In this month's newsletter: Official Cash Rate Is Bramwell Brown Moving? Review of the Financial Advisers Act 2008 Financial Markets Conduct Act Kiwi Property Group Bond Offer Bank Rates Click here to read the September newsletter. - [Newsletter August 2016](https://www.bramwellbrown.co.nz/newsletters/newsletter-august-2016.html) - In this month's newsletter: Germany Interest Rates Wellington Airport Westpac Subordinated Notes Click here to read the August newsletter. - [Newsletter June 2016](https://www.bramwellbrown.co.nz/newsletters/newsletter-june-2016.html) - In this month’s newsletter: Bramwell Brown is Moving KiwiSaver Infratil Germany Coats (GPG) Budget Portfolio Administration Market Indicators Reset Securities Click here to read the June newsletter. - [Newsletter May 2016](https://www.bramwellbrown.co.nz/newsletters/newsletter-may-2016.html) - In this month's newsletter: Portfolio Reviews Official Cash Rate Wellington Airport Considers Bond Offer Infratil Bonds Portfolio Administration Bank Rates Asia Region Funds Passport Click here to read the May newsletter. - [Newsletter April 2016](https://www.bramwellbrown.co.nz/uncategorized/newsletter-april-2016.html) - In this month’s newsletter: Secondary Market Bond Yields Lifetime Income Fund Financial Markets Conduct Act Portfolio Administration Click here to read the April newsletter. - [Newsletter March 2016](https://www.bramwellbrown.co.nz/newsletters/newsletter-march-2016.html) - In this month's newsletter: Interest Rates – how low can we go? Annuities KiwiSaver Fonterra Meridian Energy Bank Rates NZX and ASX Settlements Portfolio Administration Click here to read the March newsletter. - [Newsletter February 2016](https://www.bramwellbrown.co.nz/uncategorized/newsletter-february-2016-2.html) - In this month's newsletter: Volatility New Zealand and Australia Official Cash Rate Portfolio Administration Click here to read the February newsletter. - [Newsletter Christmas 2015](https://www.bramwellbrown.co.nz/newsletters/newsletter-christmas-2015.html) - In this month’s newsletter: 2015 Review Office Hours Click here to read the Christmas newsletter. - [Newsletter December 2015](https://www.bramwellbrown.co.nz/newsletters/newsletter-december-2015.html) - In this month’s newsletter: BNZ Capital Notes Anti-Money Laundering & Countering Financing of Terrorism Act 2009 Financial Markets Authority Guidance on Capital Notes GPG (Coats) Warren Buffet Market Indicators Click here to read the December newsletter. - [Newsletter November 2015](https://www.bramwellbrown.co.nz/newsletters/newsletter-november-2015.html) - In this month’s newsletter: Official Cash Rate Bank Interest Rates Repairs & Maintenance Click here to read the November newsletter. - [Newsletter October 2015](https://www.bramwellbrown.co.nz/newsletters/newsletter-october-2015.html) - In this month’s newsletter: Money Week Have You Planned For Your Retirement? NZX Settlement Rules Dividend Yields Official Cash Rate Click here to read the October newsletter. - [Newsletter September 2015](https://www.bramwellbrown.co.nz/newsletters/newsletter-september-2015.html) - In this month’s newsletter: China Bonds – New Issues Repairs & Maintenance Click here to read the September newsletter. - [Newsletter August 2015](https://www.bramwellbrown.co.nz/uncategorized/newsletter-august-2015.html) - Adviser Fraud Reverse Equity Mortgages Official Cash Rate Secondary Market Bonds - [Newsletter July 2015 ](https://www.bramwellbrown.co.nz/newsletters/newsletter-july-2015.html) - In this month’s newsletter: Portfolio Reviews Reverse Equity Mortgages Greece - Should We Be Worried? Interest Rates Portfolio Administration Click here to read the July newsletter. - [Newsletter June 2015](https://www.bramwellbrown.co.nz/newsletters/newsletter-june-2015.html) - In this month's newsletter: Portfolio Construction Forum Budget KiwiSaver Interest Rates Goodman Property Trust Bond Portfolio Administration Click here to read the June newsletter. - [Newsletter May 2015](https://www.bramwellbrown.co.nz/newsletters/newsletter-may-2015.html) - In this month’s newsletter: Kiwibank Perpetual Bonds Financial Markets Authority Guidance Energy Shares Official Cash Rate Click here to read the May newsletter. - [Newsletter April 2015](https://www.bramwellbrown.co.nz/newsletters/newsletter-april-2015.html) - In this month's newsletter: Where To From Here? P/E Ratios KiwiSaver Fixed Interest Click here to read the April newsletter. - [Newsletter March 2015](https://www.bramwellbrown.co.nz/newsletters/newsletter-march-2015.html) - In this month’s newsletter: Harmoney - Peer to Peer Lending Fixed Interest ANZ Bank Capital Notes Bank Term Deposit Rules Interest Rates Anti-Money Laundering & Countering Financing of Terrorism (AML/CFT) Click here to read the March newsletter. - [Newsletter February 2015](https://www.bramwellbrown.co.nz/newsletters/newsletter-february-2015.html) - In this month’s newsletter: Happy New Year Official Cash Rate Shares Unsolicited Share Offers Click here to read the February newsletter. - [Newsletter Christmas 2014](https://www.bramwellbrown.co.nz/newsletters/newsletter-christmas-2014.html) - In this month’s newsletter: 2014 Review Electricity Companies Office Hours Click here to read the Christmas newsletter. - [Newsletter December 2014](https://www.bramwellbrown.co.nz/newsletters/newsletter-december-2014.html) - In this month’s newsletter: Interest Rates Trustpower China Rabobank Kiwi Income Property Trust Precinct Properties Click here to read the December newsletter. - [Newsletter November 2014](https://www.bramwellbrown.co.nz/newsletters/newsletter-november-2014.html) - In this month’s newsletter: Gisborne Official Cash Rate Sharemarket Trustpower Bond Offer Click here to read the November newsletter. - [Newsletter October 2014](https://www.bramwellbrown.co.nz/newsletters/newsletter-october-2014.html) - In this month’s newsletter: Election Poverty Inequality NZ Power Fonterra NZ Post Notes Power Company Shares Rabobank Interest Rates Click here to read the October newsletter. - [Newsletter September 2014](https://www.bramwellbrown.co.nz/newsletters/newsletter-september-2014.html) - In this month's newsletter: Election Official Cash Rate Fixed Interest APN Media Bond Rabobank Interest Rates Click here to read the September newsletter. - [Newsletter August 2014](https://www.bramwellbrown.co.nz/newsletters/newsletter-august-2014.html) - In this month’s newsletter: Official Cash Rate What is the Official Cash Rate? Retirement Planning Rabobank Click here to read the August newsletter. - [Newsletter July 2014](https://www.bramwellbrown.co.nz/uncategorized/newsletter-july-2014.html) - In this month's newsletter: The Energy Sector - Are We Over-Exposed? Investment Fundamentals Mighty River Power Bond Kiwi Income Property Trust Bond Offer IPO's Click here to read the July newsletter. - [Newsletter June 2014](https://www.bramwellbrown.co.nz/newsletters/newsletter-june-2014.html) - In this month’s newsletter: KiwiSaver Budget Australia Mighty River Power Bond Reset Securities Click here to read the June newsletter. - [Newsletter May 2014 ](https://www.bramwellbrown.co.nz/newsletters/newsletter-may-2014.html) - In this month’s newsletter: Genesis Energy Reserve Bank Regulations Kiwibank Bond Interest Rates Click here to read the May 2014 newsletter. - [Newsletter April 2014](https://www.bramwellbrown.co.nz/newsletters/newsletter-april-2014.html) - In this month's newsletter: Genesis Energy ASB Subordinated Notes Rabobank Auckland Airport Click here to read the April newsletter. - [Newsletter March 2014](https://www.bramwellbrown.co.nz/newsletters/newsletter-march-2014.html) - In this month’s newsletter: Australia Risk versus Reward Bond Issues Genesis Energy Click here to read the March newsletter. - [Newsletter February 2014](https://www.bramwellbrown.co.nz/newsletters/newsletter-february-2014.html) - In this month's newsletter: Melbourne Infratil Bond Contact Energy Bond Interest Rates Click here to read the February newsletter. - [Newsletter Christmas 2013](https://www.bramwellbrown.co.nz/newsletters/newsletter-christmas-2013.html) - In this month’s newsletter: Infratil Office Hours Click here to read the Christmas newsletter. - [Newsletter December 2013](https://www.bramwellbrown.co.nz/newsletters/newsletter-december-2013.html) - In this month's newsletter: Asset Sales Referendum David Ross Fixed Interest Reset Securities Goodman Property Trust Bond Offer Rabobank UDC Click here to read the December newsletter. - [Newsletter November 2013](https://www.bramwellbrown.co.nz/newsletters/newsletter-november-2013.html) - In this month’s newsletter: Share Buybacks Meridian Energy The Asset Sales Programme Contact Energy Capital Bonds Shares Fixed Interest Rabobank Click here to read the November newsletter. - [Newsletter October 2013](https://www.bramwellbrown.co.nz/newsletters/newsletter-october-2013.html) - In this month’s newsletter: Meridian Energy Rabobank Click here to read the October newsletter. - [Newsletter September 2013](https://www.bramwellbrown.co.nz/newsletters/newsletter-september-2013.html) - In this month's newsletter: Meridian Energy Interest Rates Ross Asset Management Rabobank Click here to read the September newsletter. - [Newsletter August 2013](https://www.bramwellbrown.co.nz/newsletters/newsletter-august-2013.html) - In this month’s newsletter: Investment Fundamentals Z Energy IPO Rights Issues Click here to read the August newsletter. - [Newsletter July 2013](https://www.bramwellbrown.co.nz/newsletters/newsletter-july-2013.html) - In this month's newsletter: Synlait Z Energy Rabobank UDC Finance Anti Money Laundering & Countering Financing of Terrorism Genesis Energy Bonds Overseas Investments Click here to read the July newsletter. - [Newsletter June 2013](https://www.bramwellbrown.co.nz/newsletters/newsletter-june-2013.html) - In this month's newsletter: Mighty River Power Meridian Energy Genesis Energy & Contact Energy Capital Bonds KiwiSaver Scams Infratil Click here to read the June newsletter. - [Newsletter May 2013](https://www.bramwellbrown.co.nz/newsletters/newsletter-may-2013.html) - In this month's newsletter: Mighty River Power Melbourne Infratil Dorchester Pacific Unsolicited Offers Listed Property versus Direct Investment Click here to read the May newsletter. - [Newsletter April 2013](https://www.bramwellbrown.co.nz/newsletters/newsletter-april-2013.html) - In this month's newsletter: Mighty River Power Z Energy Melbourne Cyprus – Could it Happen Here? Official Cash Rate Interest Rates Click here to read the April newsletter. - [Newsletter March 2013](https://www.bramwellbrown.co.nz/newsletters/newsletter-march-2013.html) - In this month’s newsletter: Mighty River Power Compliance, Compliance, Compliance KiwiSaver BNZ & ANZ Perpetual Securities Please click here to read the March newsletter - [Newsletter February 2013](https://www.bramwellbrown.co.nz/newsletters/newsletter-february-2013.html) - In this month's newsletter: Mighty River Power Bluestar Print Fixed Interest Argosy Property Trust Shares Portfolio Reviews Please click here to read the February newsletter - [Newsletter Christmas 2012](https://www.bramwellbrown.co.nz/newsletters/newsletter-christmas-2012.html) - Please click here to read the Christmas newsletter. - [Newsletter December 2012](https://www.bramwellbrown.co.nz/newsletters/newsletter-december-2012.html) - In this month's newsletter: Ross Asset Management FMA Audit Fonterra Fixed Interest Stock & Share Bank Profits Click here to read the December newsletter. - [Newsletter November 2012](https://www.bramwellbrown.co.nz/uncategorized/newsletter-november-2012.html) - In this month's newsletter: Portfolios Fonterra – Trading Among Farmers Stock & Share Infratil GPG Capital Notes Fraud Click here to read the November newsletter. - [Newsletter October 2012](https://www.bramwellbrown.co.nz/newsletters/newsletter-october-2012.html) - In this month's newsletter: Mighty River Power Economics Resources Fonterra - Trading Among Farmers Fixed Interest Click here to read the October newsletter. - [Newsletter September 2012](https://www.bramwellbrown.co.nz/uncategorized/newsletter-september-2012.html) - In this month's newsletter: Mighty River Power Stock & Share Fixed Interest Portfolios Hockey Click here to read the September newsletter. - [Newsletter August 2012](https://www.bramwellbrown.co.nz/newsletters/newsletter-august-2012.html) - In this month's newsletter: Mighty River Power Scams Z Energy Dorchester Finance Trustpower Bluestar Print Click here to read the August newsletter. - [Newsletter July 2012](https://www.bramwellbrown.co.nz/newsletters/newsletter-july-2012.html) - In this month's newsletter: Universal Superannuation Fixed Interest Z Energy Bond Offer Mighty River Power Please click here to read the July newsletter - [Newsletter June 2012](https://www.bramwellbrown.co.nz/newsletters/newsletter-june-2012.html) - Please click here to read the June newsletter. - [Newsletter May 2012](https://www.bramwellbrown.co.nz/newsletters/newsletter-may-2012.html) - Please click on the link below to read the May newsletter. http://www.bramwellbrown.co.nz/wp-content/uploads/2012/05/May-2012.pdf - [Newsletter April 2012](https://www.bramwellbrown.co.nz/newsletters/newsletter-april-2012.html) - Please click on the link below to read the April newsletter. http://www.bramwellbrown.co.nz/wp-content/uploads/2012/04/April-2012.pdf - [Newsletter March 2012](https://www.bramwellbrown.co.nz/newsletters/newsletter-march-2012.html) - Please click on the link below to read the March newsletter. http://www.bramwellbrown.co.nz/wp-content/uploads/2012/03/March-2012.pdf - [Newsletter February 2012](https://www.bramwellbrown.co.nz/newsletters/newsletter-february-2012.html) - Please click on the link below to read the February newsletter. http://www.bramwellbrown.co.nz/wp-content/uploads/2012/02/February-2012.pdf - [Newsletter December 2011](https://www.bramwellbrown.co.nz/newsletters/newsletter-december-2011.html) - Please click on the link below to read the December newsletter. http://www.bramwellbrown.co.nz/wp-content/uploads/2011/12/December-2011.pdf - [Newsletter October 2011](https://www.bramwellbrown.co.nz/newsletters/newsletter-october-2011.html) - Please click on the link below to read the October newsletter. http://www.bramwellbrown.co.nz/wp-content/uploads/2011/10/October-2011.pdf - [Newsletter November 2011](https://www.bramwellbrown.co.nz/newsletters/newsletter-november-2011.html) - Please click on the link below to read the November newsletter. http://www.bramwellbrown.co.nz/wp-content/uploads/2011/11/November-2011.pdf - [Newsletter September 2011](https://www.bramwellbrown.co.nz/newsletters/newsletter-september-2011.html) - Please click on the link below to read the September newsletter. http://www.bramwellbrown.co.nz/wp-content/uploads/2011/09/September-2011.pdf - [Newsletter May 2011](https://www.bramwellbrown.co.nz/newsletters/newsletter-may-2011.html) - Contact Energy Contact Energy has announced a rights issue that seeks to raise approximately $350 million to strengthen its balance sheet for investment in growth opportunities. I have explained how rights work in previous newsletters, but with so many people holding Contact Energy shares it might be worth revisiting the subject again. A right is - [Newsletter July 2011](https://www.bramwellbrown.co.nz/newsletters/newsletter-july-2011.html) - Please click on the link below to read the July newsletter. http://www.bramwellbrown.co.nz/wp-content/uploads/2011/07/Newsletter-July-2011.pdf - [Newsletter August 2011](https://www.bramwellbrown.co.nz/newsletters/newsletter-august-2011.html) - Please click on the link below to read the August newsletter. http://www.bramwellbrown.co.nz/wp-content/uploads/2011/08/August-2011.pdf - [Newsletter June 2011](https://www.bramwellbrown.co.nz/newsletters/newsletter-june-2011.html) - Please click on the link below to read the June newsletter. http://www.bramwellbrown.co.nz/wp-content/uploads/2011/07/Newsletter-June-2011.pdf - [Newsletter April 2011](https://www.bramwellbrown.co.nz/uncategorized/newsletter-april-2011.html) - Genesis Energy The Genesis Energy bond offer has finally made it to the market, with an announcement the minimum interest rate will be set at 8.50%. Genesis is seeking to raise $225 million, with the ability to accept oversubscriptions of up to $50 million. The issue is similar to the New Zealand Post issue of - [Newsletter March 2011](https://www.bramwellbrown.co.nz/uncategorized/newsletter-march-2011.html) - The World Is Far From Fixed I used this heading in the June newsletter, and I wonder if anything has changed since then. I’m no economist but I can’t help wondering about the merits of the U.S propping up their economy by effectively printing money. I receive numerous pieces of research from various sources, and - [Newsletter February 2011](https://www.bramwellbrown.co.nz/uncategorized/newsletter-february-2011.html) - Scams It’s disappointing to see Bernard Whimp making further ridiculous unsolicited offers to buy shares over the New Year period. Investors may have received offers from the likes of Cargill Securities, Powershares, NZ Investment Securities, and Carlyle Securities. All of these organisations are registered as limited partnerships due to the fact Whimp has been banned - [Newsletter December 2010](https://www.bramwellbrown.co.nz/uncategorized/newsletter-december-2010.html) - Financial Advisers Regulation I wrote last month about the Code of Professional Conduct for Authorised Financial Advisers, and the need for all financial advisers to be authorised by July 2011. The initial deadline was December 2010, and early on I set that as a goal to have all the compliance dealt with. I’m pleased to - [Newsletter November 2010](https://www.bramwellbrown.co.nz/newsletters/newsletter-november-2010.html) - KiwiSaver KiwiSaver has been operating for just over three years now, and has gained a wide level of support. In the early stages I subscribed to a company who were providing independent research on the various offerings in order to determine which schemes I was going to support. ING came out on top based on - [Newsletter October 2010](https://www.bramwellbrown.co.nz/uncategorized/newsletter-october-2010.html) - Non-Bank Deposit Takers The finance company sector continues to take a battering, and one wonders who will remain once the financial meltdown is behind us. The collapse of South Canterbury Finance and Allied Nationwide Finance has added a further layer of uncertainty to an already fragile market. The Government Guarantee threw the sector a temporary - [Newsletter September 2010](https://www.bramwellbrown.co.nz/uncategorized/newsletter-september-2010.html) - South Canterbury Finance I delayed the September newsletter so I could comment on the fallout from South Canterbury Finance. The Government was between a rock and a hard place when they had to decide whether or not to back South Canterbury. Letting the company go into receivership undermines confidence in the economy, however taking a - [Newsletter August 2010](https://www.bramwellbrown.co.nz/uncategorized/newsletter-august-2010.html) - Government Guarantee My attention has been drawn to an issue relating to Government Guaranteed investments made by trusts or estates. The rules around eligibility have always been clear to me – New Zealand tax residents or New Zealand citizens are eligible. Ineligible investors include financial institutions, superannuation schemes, investment advisers, and professional trustees. The question - [Newsletter July 2010](https://www.bramwellbrown.co.nz/newsletters/newsletter-july-2010.html) - South Canterbury Finance The news that Alan Hubbard has been placed into statutory management by the Government has come as a huge shock to the investment community. Hubbard is a rare breed in New Zealand business, a man who puts the interests of others ahead of his own. The Government was at pains to emphasise - [Newsletter June 2010](https://www.bramwellbrown.co.nz/newsletters/newsletter-june-2010.html) - The World Is Far From Fixed Events in Europe over recent months highlight the depth of the financial crisis around the world. It was easy to be lulled into thinking we are getting back to normal, however the plight of Greece, Spain and others (United Kingdom?) clearly shows the problem has shifted rather than been - [Newsletter May 2010](https://www.bramwellbrown.co.nz/uncategorized/newsletter-may-2010.html) - Infratil Warrants Many Infratil shareholders will hold the warrants that expire on May 21st. You may remember the terms of these warrants were altered last July to allow investors to take up the new shares in two instalments. If you still hold these warrants you would have paid an instalment of 0.55cents in July last - [Newsletter April 2010](https://www.bramwellbrown.co.nz/uncategorized/newsletter-april-2010.html) - Daniel Bensaude We were all shocked to hear of the accidental death of Daniel Bensaude recently. Daniel worked at Bramwell Brown for a number of years, and was still a regular visitor to the office. He was great company on the golf course, and he will be sadly missed by many. Sue and I will - [Newsletter March 2010](https://www.bramwellbrown.co.nz/uncategorized/newsletter-march-2010.html) - Economics I attended a Wairarapa Chamber of Commerce presentation earlier this month, where Cameron Bagrie, the ANZ National Bank chief economist, spoke. He painted a fairly gloomy picture of the year ahead, and I think what he had to say is very pertinent for those invested in property, and maybe even shares. His underlying message - [Newsletter February 2010](https://www.bramwellbrown.co.nz/uncategorized/newsletter-february-2010.html) - Strategic Finance Some Strategic Finance debenture holders may have received an offer from Marchmont Securities to buy their debenture stock for 0.10 cents for each $1.00. They cite the fact that Strategic have missed their first repayment under the moratorium, have increased their bad debt provisions by a further $106 million, and that receivership may - [Newsletter Christmas 2009](https://www.bramwellbrown.co.nz/uncategorized/newsletter-christmas-2009.html) - Government Regulation Much has been written in the newspaper recently about the standard of financial advice in New Zealand, and the imminent Government regulation of the advice industry. I expressed my views in the August newsletter, and feel it is worthwhile touching on the subject again. It’s an issue investors should keep abreast of because - [Newsletter December 2009](https://www.bramwellbrown.co.nz/uncategorized/newsletter-december-2009.html) - Government Guarantee The Government recently announced changes to the deposit guarantee scheme, none of which will affect investments that are currently protected by the guarantee. Institutions that are currently participating in the Retail Deposit Guarantee Scheme have until December 4th to accept the revised deed, which will come into effect on January 1st. If an - [Newsletter November 2009](https://www.bramwellbrown.co.nz/uncategorized/newsletter-november-2009.html) - South Canterbury Finance South Canterbury Finance has been in the news recently after a credit rating downgrade from Standard & Poors. The company now has a BB+ credit rating, down from its previous BBB-. This downgrade triggered a review of the $100million private placement facility made available by US private investors. This money is now - [Newsletter October 2009](https://www.bramwellbrown.co.nz/newsletters/newsletter-october-2009.html) - Are We Through The Recession? New Zealand is technically out of recession after GDP rose 0.1% in the June quarter. This follows five quarters of negative economic growth. Judging by our sharemarket’s performance over the last six months you might think we have turned the corner. The NZSX50 has increased by just under 30% since - [Newsletter September 2009](https://www.bramwellbrown.co.nz/newsletters/newsletter-september-2009.html) - Deposit Guarantee Scheme The Government recently announced its intention to extend the Retail Deposit Guarantee Scheme. The current scheme ends on October 12, 2010 and the new scheme will end on December 31, 2011. This is great news for investors and financial institutions alike as it gives time for an orderly exit from the scheme. - [Newsletter August 2009](https://www.bramwellbrown.co.nz/newsletters/newsletter-august-2009.html) - Adviser Regulation The Sunday Star Times recently ran an interesting article regarding financial advisers. It appears we are one of the least-trusted professions in the country. It’s hardly surprising given some of the losses experienced by investors over the last couple of years. There has been some truly awful behaviour from advisers (salesmen), particularly around - [Newsletter July 2009](https://www.bramwellbrown.co.nz/newsletters/newsletter-july-2009.html) - Brett Dymond discusses fraud, investment advice, and Infratil warrants in Bramwell Brown's July newsletter - [Newsletter March 2009](https://www.bramwellbrown.co.nz/newsletters/newsletter-march-2009.html) - Brett Dymond discusses financial planning, and management fees in the March 2009 Bramwell Brown newsletter - [Newsletter September 2008](https://www.bramwellbrown.co.nz/uncategorized/newsletter-september-2008.html) - Brett Dymond discusses finance company failures, fundamentals of investing, and shares in the September Bramwell Brown newsletter - [Fixed Interest October 2008](https://www.bramwellbrown.co.nz/newsletters/fixed-interest-october-2008.html) - Current opportunities available in the fixed interest market from Brett Dymond at Bramwell Brown Limited - [Newsletter October 2008](https://www.bramwellbrown.co.nz/newsletters/newsletter-october-2008.html) - Brett Dymond discusses the global credit crisis in Bramwell Brown's October newsletter. KiwiSaver and current fixed interest opportunities are also included. - [Newsletter November 2008](https://www.bramwellbrown.co.nz/uncategorized/newsletter-november-2008.html) - Brett Dymond discusses government intervention following the global financial crisis in the Bramwell Brown November newsletter. - [Newsletter December 2008](https://www.bramwellbrown.co.nz/newsletters/newsletter-december-2008.html) - Brett Dymond discusses the opportunities in the bond market in Bramwell Brown's December newsletter. - [Newsletter February 2009](https://www.bramwellbrown.co.nz/newsletters/newsletter-february-2009.html) - Brett Dymond discusses the compromises in investing in the current environment of low interest rates, relatively high inflation, and a volatile sharemarket. - [Wairarapa Times Age](https://www.bramwellbrown.co.nz/articles/times-age.html) - Brett Dymond from Bramwell Brown Limited gives his opinion on the financial advice industry, and whether or not investors are receiving value for money - [Newsletter April 2009](https://www.bramwellbrown.co.nz/newsletters/newsletter-april-2009.html) - Bramwell Brown's April newsletter discusses bonds issued this year, together with current opportunities - [Newsletter May 2009](https://www.bramwellbrown.co.nz/newsletters/newsletter-may-2009.html) - This month's Bramwell Brown newsletter discusses bonds, warrants, portfolio reviews, perpetual reset securities, and new fixed interest opportunities - [Newsletter June 2009](https://www.bramwellbrown.co.nz/newsletters/newsletter-june-2009.html) - This month's newletter from Bramwell Brown contains essential information about bonds, swap rates and Kiwisaver. Read it now! ## Pages - [Brett Dymond](https://www.bramwellbrown.co.nz/brett-dymond) - Brett is a Licensed Financial Adviser and will be able to help you with all your investment and retirement planning needs. He is a member of Financial Advice New Zealand. Although brought up in the city Brett pursued a career in agriculture after leaving college. After three years with Dalgety NZ Limited he and his - [Our People](https://www.bramwellbrown.co.nz/__trashed) - Brett Dymond - [Newsletters](https://www.bramwellbrown.co.nz/newsletters) - Practical investment advice and the latest opportunities in the marketplace. Current market news online, or subscribe to our monthly email newsletters - [Resources](https://www.bramwellbrown.co.nz/resources) - Here are some links to some useful sites: Financial Advice New Zealand Sorted Commission for Financial Capability NZ Stock Exchange Australian Stock Exchange KiwiSaver Financial Markets Authority - [Terms of Use](https://www.bramwellbrown.co.nz/terms-of-use) - Bramwell Brown Limited provides sharebroking and investment advice. By using our website you agree to these Terms of Use - [About Bramwell Brown](https://www.bramwellbrown.co.nz/about) - Brett Dymond provides sharebroking and investment advisory services as director of Bramwell Brown Ltd, Masterton, Wairarapa, New Zealand - [Our Services](https://www.bramwellbrown.co.nz/our-services) - At Bramwell Brown Limited we believe in sticking to our area of speciality. For us that is investments. - [Contact Us](https://www.bramwellbrown.co.nz/contact-us) - Bramwell Brown provides sharebroking services and independent investment advice. Contact us in Masterton, Wairarapa, New Zealand ## Categories - [Uncategorized](https://www.bramwellbrown.co.nz/category/uncategorized) - [Newsletters](https://www.bramwellbrown.co.nz/category/newsletters) - [Articles](https://www.bramwellbrown.co.nz/category/articles) ## Tags - [Risk and return](https://www.bramwellbrown.co.nz/tag/risk-and-return) - [Infratil bonds](https://www.bramwellbrown.co.nz/tag/infratil-bonds)